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Protection when you need it most.
Having health insurance is important but it’s not always enough.
We designed our ancillary products and services to complement your medical coverage and provide additional financial protection for you and your family.
Cancer, Heart Attack, and Stroke Plans
Financial protection for life’s toughest moments.
These plans pay a lump sum of money if you’re diagnosed with cancer, have a heart attack, or experience a stroke.
Why people choose it:
- Use the money however you need — medical bills, travel for treatment, or even everyday expenses.
- Gives peace of mind that a diagnosis won’t derail your retirement finances.
Things to know
- 1 in 2 men and 1 in 3 women will be diagnosed with cancer in their lifetime.
- Expenses can include travel for family, hotels, meal delivery services. These won't be covered by insurance but WILL be covered by a CHS policy.
- 1 in 4 people over the age of 25 will have a stroke in their lifetime.
Dental, Vision, and Hearing Coverage
Keep up with the care Medicare doesn’t cover.
Insurance doesn't cover routine dental, vision, or hearing care. These add-on plans help cover checkups, glasses, hearing aids, and more.
Why people choose it:
- Affordable monthly premiums.
- Preventive coverage helps avoid bigger health issues down the road.
Things to know
- Dental plans protect you from the full, unpredictable expense of dental care and ensure you can afford the care necessary to maintain your oral and overall health.
- Coverage on these plans gets better the longer you have them and are independent from your health insurance.
Hospital Indemnity Plans
Cash benefits when you need them most.
Hospital stays can bring unexpected costs. Hospital indemnity plans pay you directly when you’re admitted, so you can cover expenses your health insurance doesn’t.
Why people choose it:
- Helps with deductibles, transportation, or lost income from time off work.
- Works alongside your health insurance coverage for added financial support.
Things to know
- Premiums rarely increase over time and your coverage stays strong for the duration of your policy.
- Stay protected against your largest insurance exposure — hospital stays.
Licensed. Independent. Here for you.
