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Medicare Advantage plans combine hospital, medical, and often prescription coverage into one simple plan. Many also include extras like dental, vision, hearing, and wellness benefits.
Why Choose Medicare Advantage
Lower monthly premiums compared to Supplement plans
Built-in prescription coverage
Added benefits: dental, vision, hearing, fitness programs
Out-of-pocket maximums for financial protection
Medicare Supplement
Simple Protection Against Surprise Bills
Medicare covers a lot, but you’re still responsible for deductibles, coinsurance, and copays. A Medicare Supplement plan (also called Medigap) helps pay for those costs.
Why people choose it:
- Predictable monthly premium, fewer surprise bills.
- Freedom to see any provider nationwide who accepts Medicare — no networks.
- Great fit for frequent travelers or snowbirds who want flexibility.
Things to know
- Monthly premiums are usually higher than Medicare Advantage, but costs are more stable.
- Prescription drugs are not included.